VM Patel has been doing financing since 1977, prior to being in the finance field he also use to own 18 hotels and serviced as a life insurance agent for 20 years.  VM patel has also been advisory board of a few banks and knows his business well based on risk and asset management.  VM Has funded over 1 billions dollars in loans in UK & US and is a consultant  for everyone.  Call if you have questions.  He is Sincere and honest, call to pick up his brain.  He believes it not only number its people also to make deals happen.  

Niraj Patel has been a operator as well and Investor for hotels and Gas station nationwide..  Niraj Started in the Finance Business back in 1999 and has full understanding of structuring and restructure of Debt and financed. Universal has funding over 600 million in loans over the last past 6 years. Niraj is also a partner and Investor with Fidelity small Business Capital LLC.  This company was created to purchase note's a larger scale for large institutes and is backed up with investor funds of 250 million, the object of this fund is to purchase note's and REO Assets from other banks.  Our motto is "  "In the good of others, lies our own.  In the progress of others, Lies our own. In the happiness of others, Lies our own. Niraj is also a minor partner in the Real Estate broker company Based out of Orlando , FL.